5 Levels of wealth from slavery to freedom

Published on Jul 20, 2025
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This post shows 5 stages of money life—from barely getting by to full freedom. Easy terms like “drowning” and “escape velocity” make it clear and relatable. Smart way to get people thinking about their finances.

Chris says:

5 Levels of wealth from slavery to freedom:

1. Drowning - your income can’t cover expenses, no savings or investments

2. Treading water - you can pay bills, but have nothing left over

3. Chipping away - you have extra cash flow to invest each month

4. Gaining momentum - your liquid net worth exceeds your annual income

5. Escape velocity - your investment portfolio’s annual returns exceed your dream lifestyle burn

What level are you at now?

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